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1、算贷款定规划对于大部分的家庭来说，买房还是会选择采用贷款的形式来支付。一般来说，银行规定借款人的月还款额不能超过其月收入的50％，在这一大前提下，购房者应该规划月还款额占月收入的多少才能不影响生活品质，不至于沦为地地道道的“房奴”。其实针对这个问题，并没有完全标准的答案，小编建议大家具体问题具体分析，视自身情况而定：如果你是年龄在25－30岁的购房者，在工作稳定的情况下，月供可以占到整个家庭收入的40％－45％。
相关链接：
·本报记者 :曹熙柔·
编辑：韩忆远
